How Group Rating Works

The Ohio Bureau of Workers’ Compensation (OBWC) allows employers in both the private and public sectors to join together under a sponsoring organization in order to be evaluated as one large employer for the purpose of workers’ compensation premium calculation.

Typically, an employer must have better-than-average claims experience in order to qualify for a group rating program and also must be up-to-date on premium payments owed to the OBWC.

Savings on group rating programs do vary. Employers with excellent claims experience and safety records can qualify for up to 53% discounts. Employers with average to better-than-average loss history can expect savings in the range of 30% to 45%.

There is a difference between group rating programs. The advantage of our program is the group’s partnership with Minute Men HR Risk Management Services and their long-term approach to claims management. Our goal is to not only help your company to qualify for a group, but to manage your experience in such a way that you might maintain your eligibility year after year.

Along with group savings, Minute Men HR Risk Management Services also provides the following services:

Assistance in certifying claims and claims investigation

Hearing representation

Interaction with client MCO

Handicap reimbursements

Claim settlement review

Merit rate predictions

Rising Costs

Now more than ever is the time for you to explore the potential savings OhioGroupRating.com can provide to your company.

Claims Management

Minute Men HR Risk Management, Inc. provides comprehensive and aggressive claims administration and long-term cost containment services, which are designed to minimize the impact a claim might have on our client’s bottom line.

All Industries

OhioGroupRating.com has the resources to obtain group rating quotes for eligible employers in nearly every industry – from manufacturing and restaurants to doctors and attorneys offices.

35 Years of Experience

Minute Men HR Risk Management, Inc. has more than 35 years of experience in the employee management business. Our staff is made up of professionals with backgrounds in all facets of workers’ compensation and claims administration.

GROUP RATING TIMELINE

The following time line covers group rating procedures for the OBWC premium period July 2023 through June 2024:

March 2022 through November 2022

Employers begin submitting AC-3 forms in order for OhioGroupRating.com to determine eligibility status and premium discount amounts.
Employers are notified of acceptance and savings amount or rejection with a detailed explanation.
Employer returns acceptance contract to OhioGroupRating.com.

November 2022
All material is submitted to the Ohio Bureau of Workers’ Compensation.

July 2023
Savings begin. Discounts will be reflected in the actual premium payments for the period 7/1/2023 – 6/30/2024.